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Compare Personal Loans
from 15+ Banks & NBFCs
in 60 seconds.
Loan81 helps you find the lowest interest rate, lowest processing fee, and the loan that actually approves — without paperwork chaos.
10.40%*
Starting rate
< 24 hrs
Disbursal
₹50 L
Max loan
Best Match Today
HDFC Bank
10.50% — 21% p.a.
InstantNo collateral
50K+
Happy borrowers this year
Avg Savings
₹42,800
per loan by comparing
Live Rates
SBI11.05%
ICICI10.75%
Axis10.99%
Kotak10.99%
50,000+
Loans facilitated
₹42,800
Avg saving per loan
< 24 hrs
Avg disbursal time
15+
Banks & NBFC partners
Live Comparison
Every major Indian lender. One honest table.
Set your requirement below. We'll instantly filter lenders you're eligible for and rank by cost.
₹5.00 L
₹50K₹50L
36 months
6 mo96 mo
Showing 9 lenders matching your criteria
Sort by
P
Punjab National Bank
Bank
4.0Interest
10.4%
up to 17.95%
Processing Fee
1%
up to 1.5%
Est. EMI
₹16,228
Total: ₹5.84 L
BEST MATCH
Lower interest for govt employeesLong tenure
I
IDFC First Bank
Bank
4.4Interest
10.49%
up to 25%
Processing Fee
0.5%
up to 3.5%
Est. EMI
₹16,249
Total: ₹5.85 L
Zero foreclosure chargesDigital KYCFlexi loan option
B
Bank of Baroda
Bank
4.0Interest
10.9%
up to 18.75%
Processing Fee
1%
up to 2%
Est. EMI
₹16,346
Total: ₹5.88 L
Baroda Personal LoanAttractive rates
T
Tata Capital
NBFC
4.3Interest
10.99%
up to 24%
Processing Fee
0.5%
up to 3%
Est. EMI
₹16,367
Total: ₹5.89 L
Personal loan for self-employedDoorstep service
B
Bajaj Finserv
NBFC
4.5Interest
11%
up to 32%
Processing Fee
1.5%
up to 3.99%
Est. EMI
₹16,369
Total: ₹5.89 L
Flexi Hybrid LoanLong tenure optionsFast disbursal in 24hrs
L
L&T Finance
NBFC
4.1Interest
11%
up to 25%
Processing Fee
1.5%
up to 3%
Est. EMI
₹16,369
Total: ₹5.89 L
Paperless processingInstant approval
S
State Bank of India
Bank
4.3Interest
11.05%
up to 15.3%
Processing Fee
1%
up to 1.5%
Est. EMI
₹16,381
Total: ₹5.90 L
Lowest processing feesXpress CreditGovt employee benefits
S
Fullerton India (SMFG)
NBFC
4.0Interest
11.99%
up to 36%
Processing Fee
2%
up to 6%
Est. EMI
₹16,605
Total: ₹5.98 L
Approves lower credit scoresSelf-employed friendly
M
Mahindra Finance
NBFC
3.9Interest
12.5%
up to 26%
Processing Fee
1%
up to 3.5%
Est. EMI
₹16,727
Total: ₹6.02 L
Rural & semi-urban focusFlexible eligibility
EMI Calculator
Know exactly what you'll pay. Before you apply.
Adjust the sliders. Real-time EMI with the interest-vs-principal breakdown — no formulas, no surprises.
₹5,00,000
₹50,000₹50,00,000
11.00%
7%30%
36 months (3.0 yrs)
6 mo96 mo
Monthly EMI
₹16,369
Total Interest
₹89.3K
Total Payable
₹5.89 L
Breakdown
Where your money goes
Principal
₹5,00,00084.8%
Interest
₹89,29715.2%
How it works
From "I need money" to "money received" — in four steps.
Step 1
Tell us what you need
Loan amount, tenure, and your credit range. Takes 20 seconds.
Step 2
Compare live offers
See real-time rates and fees from every major Indian lender.
Step 3
Apply in one click
Digital KYC. Minimal docs. We handle the paperwork.
Step 4
Money in your account
Approved loans disburse within 24 hours to your bank.
Talk to us
One form. Zero spam. Real people call you back.
Share what you need. Our loan advisors will find the best offer for your profile and walk you through the process — free, no obligation.
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- ✓ Compare rates across 15+ verified lenders
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