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Terms & Conditions

Last Updated: September 2026 | Loan81 (www.loan81.com)

1. Scope of Service & Advisory Role

Loan81 is an independent loan advisory and loan assistance facilitation platform. Loan81 is NOT a bank, Non-Banking Financial Company (NBFC), or financial institution. Loan81 does not directly grant, underwrite, approve, or disburse loans. We assist customers in exploring potential borrowing options, preparing documentation, and facilitating communication with lending partners.

2. Approval & Disbursal Decisions

All decisions regarding loan sanctioning, loan amount, applicable interest rate, tenure, processing fees, charges, and conditions are solely and exclusively made by the respective bank or NBFC. Loan81 makes no warranty or representation that any customer will receive an approval or loan sanction.

3. No Upfront Fee Policy

Loan81 does not charge customers unverified upfront deposits or security money for loan approvals. Any official bank processing fees are deducted from the disbursed loan amount or paid directly to the lending institution against an authorized sanction order.

4. User Obligations & Accuracy of Data

By submitting an inquiry or application through our platform, you warrant that all information, contact numbers, income statements, and identification documents submitted by you are authentic, valid, and up to date. Submitting falsified documents is illegal under applicable Indian laws.

5. Limitation of Liability

Loan81 shall not be liable for any direct, indirect, incidental, or consequential damages resulting from delays in loan processing, rejection by lending institutions, or terms dictated by third-party banks.

6. Jurisdiction & Contact

These terms are governed by the laws of India, and any disputes shall be subject to the jurisdiction of the courts in New Delhi. For any inquiries, please contact us at loan81.info@gmail.com or call +91 8368250300.

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