All LendersAxis Bank
A
Bank
4.2
Axis Bank
Personal Loan
Fast approvals with generous 84-month tenure.
Axis Bank offers personal loans up to ₹40 lakh with tenure up to 7 years — great for larger, longer-tenure requirements.
Loan Snapshot
Interest Rate
10.99%
up to 22%
Processing Fee
1.5%
up to 2%
Max Loan
₹40.00 L
up to 84 months
Min Credit Score
720
Income ₹25K+/mo
EMI Calculator
Axis Personal Loan EMI Calculator
Calculated at Axis's starting rate of 10.99% p.a.
₹5,00,000
36 months
Monthly EMI
₹16,367
Total Interest
₹89.2K
Total Payable
₹5.89 L
Breakdown
Principal vs Interest
Principal₹5,00,000
Interest₹89,212
Eligibility
- Age 21-60
- Net income ₹25,000+
- 1 year current employer
- CIBIL 720+
Documents Required
- PAN Card
- Aadhaar Card
- Last 3 months salary slips or ITR
- Bank statements (6 months)
- Passport-size photograph
Pros
- Up to 84-month tenure
- Balance transfer with top-up
- Digital pre-approval
Watch out for
- Higher end rates can reach 22%
Key Features
24hr approvalBalance transfer facilityTop-up available
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