All LendersICICI Bank
I
Bank
4.4
ICICI Bank
Personal Loan
Same-day approval with insurance protection included.
ICICI Bank personal loans up to ₹50 lakh with digital-first process. Includes optional loan protection insurance.
Loan Snapshot
Interest Rate
10.75%
up to 19%
Processing Fee
0.5%
up to 2.5%
Max Loan
₹50.00 L
up to 72 months
Min Credit Score
750
Income ₹30K+/mo
EMI Calculator
ICICI Personal Loan EMI Calculator
Calculated at ICICI's starting rate of 10.75% p.a.
₹5,00,000
36 months
Monthly EMI
₹16,310
Total Interest
₹87.2K
Total Payable
₹5.87 L
Breakdown
Principal vs Interest
Principal₹5,00,000
Interest₹87,168
Eligibility
- Age 23-58
- Net income ₹30,000+
- 1+ years work experience
- CIBIL 750+
Documents Required
- PAN Card
- Aadhaar Card
- Last 3 months salary slips or ITR
- Bank statements (6 months)
- Passport-size photograph
Pros
- Fully digital journey
- Loan protection insurance option
- Balance transfer facility
Watch out for
- Higher minimum income requirement
Key Features
Digital applicationSame-day approvalInsurance included
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